does havertys have financing

Dreaming of That Dream Sofa? Havertys Financing Makes It Possible!

We all know the feeling: you walk into a furniture store and fall head over heels for that plush sectional, the elegant dining set, or the cozy bedroom suite. But sometimes, the price tag can feel a bit daunting. Don’t let your dream home go unfurnished! Havertys understands this struggle, which is why they offer a range of financing options to make your furniture dreams a reality.

So, Does Havertys Have Financing? The Answer Is a Resounding Yes!

Havertys believes everyone deserves a comfortable and stylish home, regardless of their budget. They partner with trusted financial institutions to provide flexible financing plans that cater to various needs.

What Kinds of Financing Options Are Available?

Havertys offers several financing options, each designed to help you find the perfect payment plan:

* Havertys Credit Card: This card is your key to unlocking exclusive benefits and special financing promotions. With the Havertys Credit Card, you can enjoy low monthly payments, deferred interest options, and even rewards on your purchases.

* Special Financing Events: Keep an eye out for Havertys’ regular promotional events where they offer incredible deals like 0% APR financing for a specific period. This is a fantastic opportunity to save money on interest while spreading the cost of your purchase over time.
* Third-Party Financing: Havertys partners with reputable third-party lenders to provide additional financing options, giving you even more flexibility in choosing a plan that suits your budget and credit history.

What Are the Benefits of Financing Through Havertys?

* Affordability: Financing allows you to break down the cost of your furniture into manageable monthly payments, making those dream pieces accessible without straining your finances.

* Instant Gratification: Don’t wait months to save up for that new bed or dining table! With financing, you can enjoy your new furniture right away while spreading the payment over time.

* Building Credit: Responsible repayment of your Havertys financing can help build and improve your credit score, opening doors to better financial opportunities in the future.
* Special Promotions and Rewards: Take advantage of exclusive discounts, rewards programs, and promotional financing offers available through the Havertys Credit Card or during special events.

Before You Apply: What To Keep in Mind

While financing can be a great way to furnish your home, it’s important to understand the terms and conditions before you apply. Here are some key things to consider:

* Interest Rates: Different financing options will come with varying interest rates. Carefully review the Annual Percentage Rate (APR) and compare offers from different lenders to find the best deal for your situation.
* Payment Terms: Consider the length of the loan term and ensure that the monthly payments fit comfortably within your budget. Shorter loan terms typically have higher monthly payments but lower overall interest costs, while longer terms offer lower monthly payments but may result in paying more interest over time.
* Credit Requirements: Lenders will assess your creditworthiness before approving financing. Be prepared to provide information about your income, employment history, and credit score.

Ready to Get Started?

Havertys makes it easy to explore financing options. You can:

* Visit a Havertys Store: Speak with a knowledgeable associate who can guide you through the different financing plans available and help you choose the best option for your needs.
* Apply Online: Havertys offers online application processes for their credit card and third-party financing options, allowing you to apply from the comfort of your home.
* Check Their Website: Havertys’ website often features information about current financing promotions and special offers.

Remember, owning your dream furniture shouldn’t be a financial burden. With Havertys’ flexible financing options, turning your house into a stylish and comfortable home is within reach!