Hitting the Brakes on Debt: Can You Keep Your Car When Filing Bankruptcy? Facing financial hardship can be overwhelming, especially when it involves your beloved car. It’s understandable to wonder if you’ll lose your wheels if you file for bankruptcy. The good news is, the answer isn’t always a straightforward “yes” or “no.” Bankruptcy laws...
Hitting the Brakes: Can You Really Return a Financed Car? So, you’ve got that shiny new (or gently used) car sitting in your driveway, but it turns out it isn’t quite the perfect fit after all. Maybe the monthly payments are stretching your budget thin, or perhaps you realized you need something bigger for the...
Can They Take Money From My Paycheck? Understanding Wage Garnishment Let’s face it, dealing with debt can be stressful. Sometimes things get tough, and you might find yourself struggling to make payments on loans or credit cards. But what happens when those debts go unpaid for too long? Can a finance company actually reach into...
Snap Finance Got You Snapped? What Happens If You Don’t Pay Snap Finance, that handy financing option for those surprise car repairs or unexpected furniture purchases, can be a lifesaver in a pinch. But like any loan, it comes with responsibilities. So what happens if you find yourself struggling to keep up with payments? Can...
Can Your Business Get Behind the Wheel? Financing a Car Through Your LLC You’ve got your dreams set on a shiny new company car, but you’re not sure if your LLC can handle the financing. It’s a question many entrepreneurs ask themselves: can an LLC buy a car? The short answer is: yes, in most...
Need Your Ride Fixed? How a Mechanic’s Lien Can Help Get You Back on the Road Ever felt stuck between a rock and a hard place when it comes to paying for unexpected car repairs? You know you need your vehicle fixed, but the bill seems insurmountable. Maybe the repair shop says they won’t release...
Keys, Wheels, and Paperwork: Who Gets the Title When You Finance a Car? So, you’ve found your dream car! Shiny, sleek, and ready to take you on adventures (or just your daily commute). But there’s one crucial detail that often gets overlooked in the excitement – who actually owns the car when you finance it?...
Hitting Reverse: Can You Really Take Your Financed Car Back? So, you’ve got that shiny new (or maybe not-so-new) car sitting in your driveway, but something isn’t quite right. Maybe the payments are a bit steeper than you anticipated, or perhaps your life circumstances have changed and that four-door sedan is feeling more like an...
My Car Got Towed! Can My Finance Company Rescue It From Impound Purgatory? Yikes! You wake up to an empty driveway and a sinking feeling in your stomach. Your car is gone. Gone, but not forgotten – it’s likely been towed. Towing happens for a variety of reasons: parking violations, unpaid tickets, or even accidents....
Hitting the Brakes: Can You Finance a Car Before Filing Chapter 7? Facing financial hardship is never fun, and exploring bankruptcy options like Chapter 7 can feel overwhelming. It’s natural to wonder about everyday necessities during this time, including transportation. If you’re relying on an aging car that’s sputtering its last breath, the question arises:...