Trading Up: How Does Trading in a Financed Car Work? Thinking of trading in your trusty steed for something shinier and newer? Trading in a financed car can seem complicated, but it’s simpler than you might think! Here’s a breakdown of how the process works, making sure you drive off confidently with a fresh set...
Zero Down, Zero Worries? Unpacking the Truth About 0% Financing for Used Cars Let’s face it, buying a used car can feel like navigating a maze. Between negotiating prices and deciphering confusing paperwork, finding the right financing options is often the most stressful part. And who wouldn’t love to hear the magic words “zero percent...
Driving Dreams: Can You Finance a Car With a 550 Credit Score? So, you’re ready to hit the open road but your credit score is hanging out in the 550 range. Feeling discouraged? Don’t fret! While a 550 credit score isn’t ideal, it doesn’t automatically slam the brakes on your car-buying dreams. It just means...
Driving Dreams: Can You Finance a Car While on Section 8? Getting behind the wheel of your own car can be a major step towards independence and opportunity. But for those relying on government assistance programs like Section 8, the question often arises: is car financing even possible? The good news is that yes, you...
Can I Unlock My Ride’s Hidden Value? Using a Financed Car as Collateral So, you need some extra cash and are considering using your car as collateral for a loan. But hold on a second! You owe money on it – can you still use a financed vehicle in this way? The answer is: it...
Cruisin’ With Credit: How Long Can You Really Finance a New Car? So you’ve got your eye on that shiny new ride, the one that makes your heart skip a beat every time you see it zoom past. But before you sign on the dotted line and drive off into the sunset, there’s one crucial...
Tick-Tock, Financing’s on the Clock: How Long Does a Dealership Have to Find Your Loan? You found the perfect car! The leather seats are comfy, the engine purrs like a kitten, and it even has that sweet new-car smell. You’re ready to drive off into the sunset, but there’s one little hurdle: financing. Most dealerships...
Seven-Year Car Loans: Stretching Out the Road to Ownership Buying a car is a big decision, and financing it can sometimes feel like navigating a maze of options. One question that often pops up is, “Can you finance a car for seven years?” The answer is yes, but like most things in life, there are...
Can You Trade Wheels for Plastic? Paying Off Car Finance with a Credit Card So, you’ve got that shiny new (or pre-loved) car sitting in your driveway, financed through a loan. But what if you suddenly have the opportunity to pay off the whole thing early? Maybe you snagged a bonus at work, or inherited...
Need Cash Fast? Understanding American First Finance Repossession Policies Facing financial hardship is never easy, and sometimes, unexpected expenses can arise leaving you scrambling for solutions. If you’re considering a loan from American First Finance, it’s important to understand their repossession policies in case things get tough. Let’s break down what repossession means and how...