does original mattress factory offer financing

Sleep Soundly Now, Pay Later: Exploring Original Mattress Factory Financing Options

Buying a new mattress is a big decision. It’s an investment in your health and well-being, impacting everything from the quality of your sleep to your overall mood and energy levels. But let’s face it, mattresses can be expensive! So, if you’re eyeing that luxurious memory foam or supportive hybrid mattress at Original Mattress Factory, but your budget is feeling a little tight, you might be wondering: does Original Mattress Factory offer financing?

The good news is – yes, they do! Original Mattress Factory understands that everyone deserves a comfortable sleep sanctuary, regardless of their financial situation. They offer several financing options to make your dream mattress more accessible, allowing you to spread the cost over time.

Let’s dive into the details:

Original Mattress Factory partners with Synchrony Financial to provide their customers with flexible financing plans. These plans typically involve:

* No Interest Financing: This popular option allows you to pay for your mattress without accruing any interest charges, as long as you make all payments within a specified promotional period (usually 6-12 months). This is a fantastic way to get the mattress you want now and manage your budget effectively.
* Deferred Interest Financing: If you need a longer repayment timeframe, this option might be for you. You’ll enjoy interest-free financing during a promotional period, but if you don’t pay off the entire balance by the end of that period, interest will be applied retroactively to the original purchase date.

Important Considerations Before Applying:

* Credit Score: As with any form of financing, your credit score plays a role in determining eligibility and the terms offered. A good credit score will typically qualify you for lower interest rates and more favorable repayment options.
* Down Payment: Some financing plans may require a down payment, while others might not.

Be sure to inquire about specific requirements when applying.
* Monthly Payments: Carefully review the monthly payment amount and ensure it fits comfortably within your budget.

How to Apply for Financing:

Applying for financing through Original Mattress Factory is straightforward:

1. Visit a Store: Speak to a sales associate in-store who can guide you through the application process and answer any questions.
2. Apply Online: The Original Mattress Factory website likely offers online pre-qualification, allowing you to check your eligibility without impacting your credit score.

Beyond Financing: Other Ways to Save:

Original Mattress Factory often runs sales and promotions throughout the year. Keep an eye out for these opportunities to snag a great deal on your dream mattress. Additionally, consider exploring their clearance section for discounted models.

Making the Right Decision:

Ultimately, deciding whether to finance your mattress purchase is a personal choice. Carefully evaluate your financial situation and comfort level with monthly payments before making a decision. Original Mattress Factory’s financing options provide a valuable tool to help you achieve better sleep without breaking the bank.

Remember, investing in a good night’s sleep is an investment in your overall health and well-being. By exploring Original Mattress Factory’s financing options, you can take the first step toward sleeping soundly on a mattress that meets your needs and budget.